Fast Budget - Terms of Service

Effective from 01/04/2023 for existing users Effective from 01/03/2023 for new users These Terms of Service ("Terms") applies to the “Fast Budget” app, website and web app (the "Service") located at https://fastbudget.app/ and https://webapp.fastbudget.app. By using the Service, you agree to be bound by the following terms and conditions ("Terms of Service"). The Service is operated by “AppFer S.R.L.” ("AppFer", "we", or "us"). These Terms of Service govern your access to and use of the Service, and constitute a binding legal agreement between You and “AppFer S.R.L.”. If you do not agree to these Terms, you cannot use the Service. Governing language These Terms of Service and any documentation or communication relating to the Service will be provided in Italian or English. Any other translation of these Terms is provided for your convenience only and has no legal effect. In the event of a conflict between the Italian or English version of these Terms and any other translation, the Italian or English version will always take precedence. Description of Service The Service is a personal finance manager app and website that allows you to track your expenses, create budgets, and set financial goals. The Service provides tools and resources to help you manage your personal finances, but we are not a financial institution and do not provide financial, investments or tax advices. Account creation and termination Account creation: In order to use the Service, you will need to create a User account. You agree to provide accurate, current, and complete information during the account creation process and to keep your account information up-to-date. Account security: You are responsible for maintaining the confidentiality and security of your account credentials, including your email and password. Account termination: You may terminate your account with us at any time by deleting your User account. We reserve the right to terminate or suspend your account and/or access to the Service at any time and for any reason, with or without notice. Upon termination of your account, your right to access and use the Service will immediately cease. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, intellectual property provisions, warranty disclaimers, indemnity and limitations of liability. In-app purchases and subscriptions We offer single purchases or subscription plans (“Purchases”) that provide additional features and benefits beyond those available in the free version of the Service. Subscription plans are available for purchase with different prices and renewal periods that are clearly displayed on the Service. By purchasing a subscription, you agree to pay the applicable subscription fee at the time of purchase. You also agree to automatic renewal of your subscription on a recurring basis (as specified at the time of purchase) unless you cancel your subscription before the end of the current billing period. You may cancel your subscription at any time, and the cancellation will take effect at the end of the current billing period. No refunds will be provided for any unused period of a subscription. We reserve the right to change the features and benefits of subscription plans at any time, with or without notice to you. If we make any material changes to your subscription plan, we will notify you before the changes take effect. Subscriptions can be shared between Android and iOS devices using the same user account. Single-purchases are valid only on devices with the same operating system. We offer a 14-day refund period for all Purchases. You accept that we can only refund Purchases made in Google Play or in our web app. For other stores, like Apple App Store, contact directly the support of the store. Bank synchronization One feature of the Service enables you to connect to your bank accounts to retrieve automatically the balance and the transactions. This feature is totally optional and requires your explicit consent. You can always use the app by inserting the data manually. To provide this feature, we use one or more independent third party companies. This feature may be interrupted at any time due to force majeure or in the event of termination of the contract with one of the companies carrying out the bank synchronization. You accept that we cannot be liable for this interruption and we may not refund the amount for the residual period. EUROPEAN ECONOMIC AREA (EEA) AND UK USERS “Salt Edge Ltd.” and “fino run GmbH” are the third-party companies that perform the bank connection. They act as a data controller since you enter into an agreement with them. The data are only transferred to our Service after the processing. Bank accounts are accessed in read-only mode after You have entered your credentials securely through an environment made available by your bank. You will be able to delete your data from the Salt Edge user dashboard at any time. Before using this feature, you must verify that your bank is available and accept the relevant agreements. EEA: Terms of Service and Privacy Policy. UK: Terms of Service and Privacy Policy. OTHER USERS “Salt Edge Inc.” is the data processor operating the technical part of the process. Before using this feature, you must verify that your bank is available and accept the Salt Edge’s End User Licence Terms. License and intellectual property Subject to your compliance with the Terms, we hereby grant you a limited, non-commercial, non-exclusive, non-transferable, revocable, non-sublicensable right to use the Services in accordance with these Terms. The license is granted for your personal and non-commercial use only. The Service and its contents, including but not limited to text, graphics, images, logos, and software, are property of “AppFer S.R.L.” or its licensors and are protected by copyright, trademark, and other laws. You may not use any of the Service's content without the express written permission of “AppFer S.R.L.” or of the owner of the content. We claim no intellectual property rights over content you insert or create while using the App. Any content created or uploaded by you remains yours. Acceptable use You agree to use the Service in accordance with these Terms, all applicable laws and regulations, and generally accepted practices or guidelines in the relevant jurisdictions. Without limiting the generality of the foregoing, you agree not to: a. Use the Service for any illegal, fraudulent, unauthorized, or improper purposes; b. Use the Service to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any virus, malware or other harmful software; c. Use the Service to harm, threaten, or harass any person or entity; d. Use the Service to interfere with or disrupt the Service or servers or networks connected to the Service; e. Use the Service to infringe any third party's intellectual property rights; f. Use the Service to engage in any other activity that we deem to be unacceptable. Usage limits We may impose usage limits on the Service, including but not limited to limits on the number of transactions, accounts, budgets or other objects you may create or track. Usage limits may be determined based on your subscription plan, your usage history, or other factors. If we impose or modify any usage limits, we will provide notice to you through the Service or by email. If you exceed any usage limits, we may block or suspend some feature of the Service or require you to upgrade to a higher subscription plan. We will not be liable to you or any third party for any damages or losses that may result from our imposition of usage limits or your failure to comply with them. Service availability We will use commercially reasonable efforts to ensure that the Service is available at all times. However, we do not guarantee that the Service will be uninterrupted or error-free, and we are not responsible for any delays, interruptions, or unavailability of the Service. We may, at any time and without notice, temporarily or permanently suspend the Service or any part of the Service, for any reason or no reason, including but not limited to maintenance or upgrades, or as a result of events beyond our control. We reserve the right to modify, update, or discontinue the Service at any time without liability to you or any third party. Limitations and exclusions of liability YOUR USE OF SERVICE IS AT YOUR SOLE RISK. UNLESS REQUIRED BY APPLICABLE LAW OR AGREED TO IN WRITING, SOFTWARE IS DISTRIBUTED ON AN "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE SERVICE OR THESE TERMS OF SERVICE, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. You acknowledge and agree that our total liability to you in connection with the Service or these Terms of Service will not exceed the amount paid by you, if any, for the use of the Service during the twelve-month period immediately preceding the event giving rise to the liability. You accept that we have an interest in limiting the personal liability of our members and employees. Having regard to that interest, you accept that you will not bring any claim personally against individual members or employees. Changes to this Terms We reserve the right, at our sole discretion, to modify or replace these Terms at any time. In case of revision, the new Terms will come into force 30 days after the publication on this page. What constitutes a material change will be determined at our sole discretion. Severability If any provision of these terms of service is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining provisions of these terms of service will continue in full force and effect. The invalidity or unenforceability of any provision of these terms of service will not affect the validity or enforceability of any other provision of these terms of service, all of which will remain in full force and effect. Governing law and jurisdiction Unless otherwise required by a mandatory law of any jurisdiction, the Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation shall be governed by the laws of Italy. Any disputes arising out of or in connection with these Terms will be settled by the competent Court in Italy. EUROPEAN ECONOMIC AREA (EEA) AND UK CONSUMERS The above does not apply to any User that qualifies as European Consumers, nor to Consumers based in the UK, Switzerland, Norway or Iceland. The European Commission has established an online platform for alternative dispute resolutions that facilitates an out-of-court method for solving disputes related to and stemming from online sale and service contracts. The platform is available at the following link: https://ec.europa.eu/consumers/odr/ OTHER USERS Each party agrees that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. If for any reason a claim proceeds in court rather than in arbitration, the parties waive any right to a jury trial. Final provisions No waiver: Our failure or our omission to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. Entire agreement: These Terms constitute the entire agreement between the Parties and govern your use of the App and provision of the Services, superseding any prior agreements (including, but not limited to, any prior versions of these Terms). Contact information If you have any questions or concerns about these terms, please contact us. We will do our best to respond to you in a timely manner. AppFer S.R.L. Via Po, 7 41019, Soliera (MO), Italy VAT number: IT03925200366 - Share capital: € 20000 - Sole shareholder Email: support@fastbudget.it